Cost & Insurance Questions
Do you accept insurance?
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Yes. Our providers are in-network with most Blue Cross Blue Shield (BCBS) PPO and AETNA Plans. We are not in-network with Blue Value or BCBS High Performance plans (HPN). As of Feb 2026, we are in the process of credentialing with Medicare and United Healthcare.
Our office will verify your insurance benefits and file claims if we are considered “in-network” with your insurance policy. Fees will vary Depending on your specific Plan: you may have a copay, deductible or coinsurance. Please click HERE for definitions of health insurance terms.
In order to file with your insurance carrier, insurance companies require that services are deemed “medically necessary.” What this means is that your therapist has to determine that a diagnosis applies to you, and has to submit that diagnosis to your insurance company. Couples and Marital counseling that do not meet medical necessity are unable to be billed to insurance. Additionally, insurance has the right to determine and limit session length and number of sessions in a calendar year. Plans all vary by coverage.
As a courtesy, we help verify your benefits. However, we strongly advise you to verify benefits as well. Please note that verification of benefits does not ensure coverage of your sessions. Achieve Balance PLLC is a third party to your relationship with your insurance carrier, we do not have any control in how your insurance company processes your claims. The decision of payment rests with your insurance company and is subject to the terms, conditions, limitations, and exclusions of your contract with insurance at the time services are rendered.
If you have any questions regarding insurance or invoices, please contact our Billing Department at Billing@AchieveBalanceTherapy.com
Please click HERE for a list of insurances and rates by therapist.
What are your self-pay fees?
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Under the law, health care providers must provide patients who don’t have insurance or who are choosing not using insurance an estimate of the bill for medical items and services.
Under the federal No Surprises Act, health care providers are required to provide clients who are not using insurance (or who choose not to use insurance) with a Good Faith Estimate of expected charges for services.
You have the right to receive a written Good Faith Estimate explaining the total expected cost of any non-emergency services. This includes the cost of therapy sessions and any other services reasonably anticipated as part of your care.
“Self-Pay” means that you are choosing to opt out of using any insurance for your sessions. “Out‐of‐network” means that we have not signed a contract with your health insurance plan to provide services, and that we will bill you directly for the full amount charged for a service.
Please click HERE for a list of each of our providers’ fees. Our self-pay fees range from $130 to $240, depending on the provider.
Do you provide reduced fee options?
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Yes. We offer reduced-fee sessions with therapist interns to help make counseling more accessible. Our therapist intern rates are $60 per session.
Intern clinicians have completed their graduate coursework and are in the final phase of supervised clinical training. Our interns are closely supervised by 2 highly trained PhD level clinicians. Interns review and consult with their supervisors on all of their client cases. You are not only getting one therapist working on your case, but two or three therapists, whose time and expertise are specifically applied to working with you in therapy.
Further, interns provide services on a sliding scale. If you do not have insurance or if you have a very high deductible, meeting with an intern may be a great option in terms of finances. Our practice is committed to providing quality counseling and psychotherapy at fees that make services available to people our community.
What payment methods do you accept?
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Payments are due at the time services are rendered with your therapist. We accept cash, check, major credit cards, and HSA cards.